Acne breakthrough

  Nicotinamide Gel 4% - (aka Topical Nicotinamide Cream, Niacinamide Cream, Niacinamide Gel)

Nicotinamide, also known as niacinamide, is a scientifically proven natural compound that can relieve skin inflammation such as rosacea, acne, and reduce hyperpigmentation spots. It is a versatile product, one that comes from the vitamin B family. The vitamin itself is water soluble, making it useful for nicotinamide gel.

Nicotinamide gel is a topical that is typically used on the face. It can prove beneficial to relieve many skin conditions. As people age, their skin tends to lose elasticity as well as become dryer. These conditions lead to the formation of wrinkles. And it cannot be reversed by simply drinking more water. It takes being proactive with the right product for the job. Nicotinamide gel can replenish the moisture that is lost with age, plumping out the fine wrinkles. With re-hydration, elasticity returns as well. The overall effect is one of restoring the face to a more youthful appearance.

Wrinkles are not the only area that nicotinamide gel affects. It will reduce red marks, acne and acne scars as well. One popular bestselling brand is called Acnessential niacinamide cream, and is available online by clicking here. Use over time will eventually see acne scars fade out and be that much less obvious. Breakouts of acne respond well and will disappear in a short amount of time. It can serve to minimize the need for extensive skin acne cleansing regimes; instead of using four or five items to kill acne, just one jar of 4 percent nicotinamide (niacinamide) gel after a wash with soap can do the job. Nicotinamide gels have been shown in published scientific studies to reduce the amount of sebum present on the skin and hence treat the root cause of acne.

Nicotinamide gel has been compared to Clindamycin phosphate, the leading topical prescription acne medication, in a university study at the New York College of Medicine, and Nicotinamide gel came out on top. It was the preferred choice because although the two were equally effective, the fact that the use of topical Clindamycin phosphate is also associated with the development of resistant microorganisms makes nicotinamide more preferred. Another advantage is that whereas Clindamycin requires a doctor’s visit and prescription, Nicotinamide gel does not as it is available over the counter.

For those who suffer from areas of hyperpigmentation, nicotinamide gel can help with reducing the intensity. It will lighten the skin and minimize the appearance of a dark spot. Age spots and rosacea are also reported to respond to treatment with the product. 

There is little risk of side-effects when using nicotinamide gel on the skin. A risk of toxicity does exist when taking it orally, but the oral use does not correlate with the topical. In general, it is a safe and natural treatment that is effective for many skin problems. Studies have shown that the product does do everything it claims to do as long as the user stays dedicated to its use.

What causes acne?

You don’t here much about Lymphatic system even though its connected to every organ in the body. The Lymphatic or lymphoid system consists of tiny vessels varying in size that connect and are integrated into every tissue and organ in your body. Lymphatic system directly impacts your immune system its vital to the health of every individual. Lymphatic system collects excess fluid from the tissues and returns it into the blood. These tiny vessels contain lymph, a clear white fluid responsible for moving nutrients all over your body and toxins to lymph nodes so they can be filtered out by a type of white blood cells (known as lymphocytes) and disposed of. Lymph nodes are small bean shaped glands that carry white blood cells (. When the lymph fluid enters the node the white blood cells kills and detoxify the toxins (bacteria, waste, infections, diseases), then release them back leaving the nutrient in the valves which flow directly into your blood stream, thus an important part of your immune system. Most inflammatory skin conditions and scars are all are connected to the lymphatic system amongst other more serious conditions and diseases. All your organs depend on the lymphatic system to drain fluid. I that doesn’t happen the organs do not function properly.

Now back to what causes acne; if your lymphatic system is not healthy that means your blood is full of toxins and other bacteria resulting in the last resort of excretion out of your body through the hair follicles which then shows up on the skin as acne blemishes and can leave scars because your weaken organs can not handle the healing process and infections.

A body that has poor blood circulation (e.g. lack of exercise, artery obstruction) may have the accumulation of lymph fluid. Stagnant lymph fluid results in toxin buildup and can affect the hormonal imbalance related to the cause of acne

According to Wikipedia: “On average, a person has about 11 litres (2.4 imperial gallons) of interstitial fluid providing the cells of the body with nutrients and a means of waste removal” “The last function of the lymphatic system is the transport of antigen presenting cells (APCs), such as dendritic cells, to the lymph nodes where an immune response is stimulated. “

No more Fixed rate loan??

Fixed rate home loan no more?

I’m looking for the possibility to refinance housing loan to fixed rate. So, I called to all the bankers I know (OCBC, HLB, CIMB, PBB, UOB, EON & SCB) this afternoon to get more information.

The result was NIL. Yes, none of them offer fixed rate anymore. I was a bit surprise indeed.
Fixed rate 20 years (or 15 years or 30 years) home loan is now a relic . Even for package like fixed rate first 3 years and BLR thereafter was also stop since about 4th quarter 2010.

The only possibility left is insurance company like ING or Great Eastern.

Is it a signal of interest rate hike in the coming future?

About these ads

Share this:

• Facebook
• Twitter
• Google +1
• Email
• Print

Like this:

Like

Be the first to like this.

Welcome to speculator property market

SINCE the last quarter of 2009, property prices have not gone up incrementally. They have escalated, especially for landed units. In certain locations, prices may be unsustainable.

Up to the first quarter of this year, intermediate two-storey houses in a popular part of Petaling Jaya were transacting at about RM650,000.

Yesterday morning, an agent said the company had sold several houses facing T-junctions (which are not popular units among buyers) in the same township. These were 2 1/2-storey houses. One was sold for slightly more than RM1mil, among the highest he has ever seen in that location for a house located opposite a T-junction while another was sold for RM950,000, the lowest among the three.

Even at RM950,000, he felt that it was rather high. He is also rather concerned about valuations these days. “I like this property business. I want it to grow. But not this way!” he said.

In certain locations, especially in gated and guarded communities, it has come to a point where valuers are reluctant to put a value on a property.

How do you pin a value on a house when next month the price will be different? Prices are simply moving too fast.

Due to pressure, the valuer may have to value it. If the previous transaction was RM1.6mil, he may then reluctantly value the next one at RM1.63mil. The result is that the price of houses in that gated and guarded development becomes increasingly higher. It eventually becomes a speculator’s market, not a buy-to-stay market.

While valuers play their role by succumbing to pressure to put a value to properties, banks do the same when they promote various kinds of creative financing. When banks advertise free legal fees, it is not truly free. That amount is already packaged into the scheme.

Banks too play a part in today’s increasing property prices. As banks consider the buoyant property market, and as competition among banks heats up, mortgages seem to be a good way to increase their loans business.

So they create all sorts of attractive schemes.

Last year, banks were promoting lending rates at base lending rate less 2.2%. Earlier this year, it was base lending rate less 1.9%. Today, a foreign bank is promoting base lending rate less 2.3%.

It is this which encourages people to sign up for several loans.

Over in the condominium sector, prices are driven by various factors. In a matter of weeks, a serviced apartment project will be delivering units to buyers. When it was launched several years ago, it was priced at about RM160,000 to RM170,000 for a 400-sq-ft unit.

Even before the keys are handed to buyers, prices of RM250,000 and RM260,000 are being bandied about today.

In the next 12 months, barring any contagion effect from their souvereign debt situation in Europe, developers will be having more launches. They are aggressively gearing up to launch their projects today.

So ultimately it looks like the resounding performance of our residential properties today is due to a lack of other better investment alternatives, including the volatile equity market.

So from buyers who are at a loss where to put their money, to the banking sector eager to give out more loans, to valuers pressure to put a value on a property, to agents eager to get their commission, and developers, at every level, all are part of the market forces at play.

Back to that house at the T-junction, here is some food for thought: Whether it is RM650,000 or RM1mil, the rental remains at RM1,500 a month.

·The writer remembers the US subprime crisis and how it pulled down the global financial system. There needs to be some prudence in our property market too.

About these ads

Share this:

• Facebook
• Twitter
• Google +1
• Email
• Print

Like this:

Like

Be the first to like this.